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Volunteering - Volun- tees. Opportunity. Type. Organisation. Summary. Housing in the Santa Clara region of California is insanely expensive. Tech companies have taken to building modern day versions of mill towns just so their employees. Vacancies and Careers Our automotive distributor company in Midrand is looking to employ an experienced PR & Events Controller. Planning management and control of. Keywords. Full. Description. Home Visitor. Weekly. Teesside & District Society for the Blind. ![]() ![]() To visit and befriend blind and partially sighted people in their own home. Befriending and socialising with blind and partially sighted people. My Guide - Sighted Guide. Weekly. Teesside & District Society for the Blind. To support, for a discrete period of time, a blind or partially sighted person. This article was written by the product team that created Microsoft Outlook 2010 for the best possible reason — our customers asked. Outlook 2010 is designed to be.Supporting the client's safe negotiation of the environment, building confidence and developing links to the local community, whilst maintaining their dignity and promoting independence. Information Volunteers. Weekly. Action on Hearing Loss. Providing information on hearing lossdeaf community information disabilities. To provide information on deafness, hearing loss and tinnitus to deaf and hard of hearing people, their families, carers, community groups and professionals, encouraging independence and reducing feelings of isolation. Health and Wellbeing Volunteer. Weekly. Age UK Teesside. Volunteers will assist Age UK Teesside's Health and Well- being department deliver various charity projects across Teesside. Health Well- being Elderly support care. Assisting team members with activities for older people across Teesside that promote emotional wellbeing, social inclusion, health and healthy eating. The reading sessions are fun, relaxed and enjoyable. You chat, read and play games in each session. You work at the child's pace; there is no pressure or targets to reach. Experience working alongside, Police, CCTV and night time economy agencies and the public. You'll get the chance to develop new skills & learn more about wildlife. There may also be the opportunity to lead a team of volunteers in organising and running events. The Festival of Wellbeing is our main event in Oct/Nov when we need lots of volunteers. However we run an annual programme of different health related activities and campaigns throughout the year. I am also interested in hearing students' own ideas. Nursing, O. T., Public Health, Food Science, Sports Science. However students studying marketing or business courses may be interested in getting involved. There will be basic free accredited training available including the Level 2 RSPH Health Improvement certificate. However, for anyone interested in a specific health issue we work with a number of external service providers and can offer more specific training, e. Collecting Box Co- ordinator. Weekly. Guide Dogs. Support the local Community Fundraising Team by developing relationships and placing collection boxes with local retailers and businesses. Place boxes at suitable locations, keep a record of placements, monitor, empty and bank the box contents every 2- 3 months and issue a receipt and thank you to the box holder. This role is flexible in terms of the number of boxes managed and time commitment involved. Debt Support Assistant. Weekly. Darlington Citizens Advice. To assist the Debt Support Team Debt Support Advice To support the Debt Specialist by working as part of a team reviewing cases, sending correspondence to clients and creditors to progress a case, challenging creditors, updating the systems and recording outcomes to ensure we meet. You will learn how to negotiate and challenge debts. Our events can include sporting events, awareness events and fundraising events. Volunteer Generalist Advisor. Weekly. East Durham Citizens Advice Bureau. To interview clients for CABadvice guidance support To interview clients and use Citizens Advice policies, procedures and information systems to give options depending on the clients rights and responsibilities. Fundraiser. Weekly. Redcar Districts Multiple Sclerosis Society. To devise and help to organise fundraising activities for the branch. We are looking for volunteers to develop, plan and organise events to help raise funds for the Redcar District branch of the MS Society. This can be on a regular basis or as and when you have time to offer. Fundraiser. Weekly. Relate North East. Helping to raise funds for the charityfundraising counselling events. To fundraise for Relate through a variety of methods which would be used to reduce the cost of providing counselling to clients. You can use your creative skills to think of new innovative ways to fundraise for us. STEM Ambassadors. Weekly. RTC North. To inspire the next generation of Science, Technology, Engineering & Maths (STEM) students. Science teaching education young people Assist with delivering Enhancement & Enrichment schemes. We will offer you a wide range of volunteering opportunities. Volunteers require a DBS (Police Check) for this position. Mentoring is a relaxed way in which individuals from all walks of life can access help and support regarding any issues they are facing. It is not as formal as counselling, the service actively involves the individual dealing with their own issues. Ways you will be supporting include; providing a thorough initial assessment to set personal targets, identifying areas of difficulty and agreeing key milestones, helping access to education, work experience or employment opportunities, finding voluntary work or other hands- on experience as a stepping stone to getting a job, putting together a CV and preparing for job interviews, registering with other services if required, e. Boro Becks - Volunteer Ranger. Weekly. Middlesbrough Council. Work with team members to deliver practical conservation tasks along Marton West, Ormesby, Middle and Spencer becks in Middlesbrough. Maintain and improve becks as wildlife and public amenities; assist on practical tasks as part of a team; take part in regular walks, reporting any issues to lead Rangers. Court Duty Volunteer. Weekly. NEPACS (North East Prisoners' After Care Society)Providing advice to those attending court. Prison Court Advice Support Law. Volunteers will promote the services NEPACS offers within courts and support families by listening and offering information and advice when someone close to them is sentenced or remanded in custody. Later, other contacts can take place around specific activities, as organised by the volunteers. Adult Instructor. Weekly. Cleveland Army Cadet Force. Supporting 1. 2 - 1. Military themed adventure trainingarmy military young youth children advice Cleveland ACF offer military themed adventurous training to young people in the Teesside area aged between 1. Gain new skills, practical training and valuable experience. The volunteer will also help to ensure that all visitors are made to feel welcome and that telephone queries are dealt with quickly and efficiently. Volunteers will facilitate and get involved with activities & events designed to support carers and those they care for. Going to events? Have you an interest in environmental issues? If so then why not join the North Yorkshire Rotters and help to promote a range of waste prevention campaigns. Full training is provided and volunteer expenses reimbursed. Why not help your community by becoming a North Yorkshire Rotter and help others to learn about the three 'R's: reduce, reuse, recycle. Volunteer with Disabled Rider/Yard Assistant. Weekly. Unicorn Centre. Stable yard assistant and assisting with disabled riders in riding lessons. Disibility Animal Equine Children Adults. We are a horse riding centre providing lessons to over 2. We require help with the day to day care of the ponies including mucking out, tacking up grooming etc. Leader. Weekly. The Girls' Brigade England & Wales. As a leader you will be part of a team, providing a weekly activity group for girls. Girls’ Brigade specialises in working with churches to provide fun and inspiring local groups where girls and young women can belong, be empowered and achieve! Activities range from crafts and skilled work to games, Duke of Edinburgh, camps and residentials. Groups are for girls aged four to 1. Whilst BB is a Christian based organisation leaders do not have to be Christians but do need to be sympathetic with our aims. Community Volunteer. Weekly. Volun- tees. General opportunity to record your volunteering hours. Volun- tees volunteering recording hours certificates recognition. If you are volunteering with an organisation who is not registered on Volun- tees, apply for this opportunity. Circles Volunteer. Weekly. Yorkshire, Humberside and Lincolnshire Circles of Support and Accountability (YHLCOSA)Working with a group of 4- 6 volunteers to support and hold to account someone with convictions for sexual offencesoffenders rehabilitation crime. We are currently seeking volunteers throughout North Yorkshire. Are you mature and interested in working with people? Through engaging with the Core Member, Circle volunteers help to overcome isolation, loneliness and boredom and help to rebuild a positive, offence- free life. They will also have on- going supervision and support. If you only have a day or two to spare each year joining as an events volunteer means we’ll send you dates when you can support our charity. Our events vary as do the roles, so you could be greeting participants at one of our challenge events, helping out at a festival or chaperoning guests at a charity ball. Costume Interpreter. Weekly. Preston Park Museum and Grounds. Help us create an unforgettable experience for all our visitors. Support us by engaging visitors in activities and exhibitions. Support us by engaging visitors in activities and exhibitions. History museum artefacts collection. Support us by engaging visitors in the gardens and grounds. Garden History outdoor. Supporting our Fundraisers, we depend upon a team of loyal, enthusiastic people who are generous enough to donate their free time when they can. Being a Fundraising Volunteer means you can get excited about what you will be doing. Your enthusiasm really will make all the difference! You may be asked to attend events, engage the public and help to raise the profile of the Charity in the community. The Latest Plan to Fix the Silicon Valley Housing Crisis Is to Build on Top of Trash. Housing in the Santa Clara region of California is insanely expensive. Tech companies have taken to building modern day versions of mill towns just so their employees have a place to live. The latest solution to pick up traction in the area is to build on top of disused landfills and regulators are warming to the idea. The housing situation has gotten so ridiculous in Palo Alto, the original home of Facebook and. That’s thirteen times the national average. Tech workers making six figures complain that they have to get roommates to afford to live. And residents have waged war against the homeless. Now, a developer named Related Companies is bidding to build a $6. It will be called City Place, exactly the kind of name you’d expect from an organization called Related Companies. The site is no longer used for dumping. A golf course and a BMW track were built on top years ago. But that’s not the same as proposing that 1,6. Toxic vapors, dangerous gasses, and ground water contamination are all issues that have to be accounted for. After much back and forth, Bay Area regulators have finally accepted Related’s technical document that outlines how the site would be made safe. Housing would be built over shops and restaurants to create more distance between the residents and the waste. Sensors and alarm systems would monitor gasses and a separate system would collect and dispose of it. While other landfills in the area have been used for retail, nothing on the scale of what Related’s asking for has been approved before. Keith Roberson, senior engineering geologist with the water quality control board, called Related’s proposal “a solid plan,” and he worries about setting a precedent. He emphasized that all proposals will have to be evaluated on a case- by- case basis. More research and monitoring will be necessary before any approvals will be made. The City of San Jose is also suing the City of Santa Clara over the project. San Jose claims that the imbalance of 2. That argument certainly makes it sound like fixing one problem would just be creating another. If all goes to plan you could be living on top of a City Park Starbucks—with totally safe drinking water that definitely isn’t going to explode—within 5- 7 years. 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Sheriff's Press Office Home > Current News Releases Current News Releases. TEEN CHARGED IN FATAL MAINE TOWNSHIP SHOOTING 07/12/17. JAIL INMATE CHARGED WITH. Born in Evanston, Illinois, Neal was one of three children born to banker Thomas, Sr. He had two older sisters, Mary Elizabeth. From Good Will Hunting to Mean Girls, Toronto has everything you need to make the next Hollywood Blockbuster. ![]() Lots of articles, essays, and lists featuring crime novels with animals. Updated Aug. 2. 00. Posted Sept. 2. 00. Compiled Aug. 1. 99. Updated July 2. 00. Animal Mysteries (Deschutes PL, OR). Author, title, webcat link, cover image (most), and subject listings for 1. Posted Sept. Author, title, pub. Updated Jan. Kennedy, Sachem Public Library, Holbrook, NY). Author, titles, publication info, and summary for each of 7 series and one lone mystery featuring dogs. Updated Dec. Updated Nov. Kennedy, Sachem Public Library, Holbrook, NY). Author, titles, publication info, and summary for each of 1. Also list of short stories. Updated Jan. Updated April 2. Description of. each cat also linked. Compiled Aug. 1. 99. Hildick to. Seeing a Large Cat by Elizabeth Peters. Updated June 2. 00. GALLERY: Gear Guide: What You Need to Make a 1000 Yard Shot. Spring 2. 00. 5. or Art Mysteries II. Volume 2. 1, No. 2, Summer 2. Lots of articles, essays, and lists featuring crime novels and visual art and architecture. Williams). Author, title, publication year and summary for about 6. Also a short list of non- fiction on the same topic. ![]() Updated 2. 00. 2. Updated 2. 00. 6. Posted July 2. 00. Charles Public Library, IL). Author and title only for 2. Compiled July 1. 99. Posted Sept. Compiled 2. Updated Aug. Shuman's The Maya Stone Murders. Compiled Aug. 2. 00. Dec. 2), from Summer 2. Music and Mysteries: Finale. Volume 1. 9, No. 3, Fall 2. Lots of articles, essays, and lists featuring musically inclined crime novels. Author, title, and Amazon link for about 8. Paul Adam's The Rainaldi Quartet to Karen Sturges' Phoebe Mullins series. Created 2. 00. 0. Fun reading if this is your thing. Williams). Titles, publication years, and summaries for books by about 1. Authors from Lydia Adamson to Ursula Zilinsky. Compiled. Dec. 2. Plus four short story collections, and author, title, pub. Fall 2. 00. 5. Zaroulis's Poe Papers: A Tale of Passion. Updated May 2. 00. Fall 2. 00. 6. Academic Mysteries 2. Volume 2. 2, No. 4, Winter 2. Academic Mysteries. Volume 1. 2, No. 4, Winter 1. Lots of articles, essays, and lists featuring crime on campus. Listed in. a chart by alphabetical order by author's last name, includes titles, main characters, publication info, location/academic institutions. Updated March 2. 00. Compiled Dec. 2. 00. Look also at their Wishlist. Updated Jan. Compiled 2. Wodehouse's Leave it to Psmith. Author, titles, type of librarian or library (usually. Updated March 2. 00. The mystery is usually. Not a list of titles. Lists about 2. 5 mystery books and series, with author, title. Catherine Aird's Little Knell to. Michelle Spring's In the Midnight Hour. Compiled Jan. 2. 00. May 2. 00. 7. Based on a list created by Helene Androski, Reference Librarian at UW- Madison Memorial Library. Sloan series to. Dorothy Simpson's series featuring Luke Thanet (he's actually a detective inspector and the only one on. I believe, who's not an amateur!). Updated July 2. 00. Dandy Elderhostel Mystery Series). Jill Paton Walsh's A Presumption of Death (continuing the Lord Peter Wimsey Mystery Series). Updated Aug. Dams, Nora De. Loach, et al. Abresch's James P. Dandy series. to Sally Wright's Ben Reese series. Compiled Dec. 1. 99. Sloan, CID Department. Head in West Calleshire, England to Patricia Wentworth's series. Miss Maud Silver, spinster private eye in London. Updated Feb. Includes. Bentley, Carr, Marsh, Allingham, Atherton, Innes, etc. Beaton, and Rhys Bowen. Charles Public Library, IL). Authors and about 5. Sloan series to Peter Tremayne's Sister Fidelma series. May 2. 00. 4. Author and title only. Updated 2. 00. 7. Compiled June 2. 00. The books in this list .. Updated Jan. Author and title only. Updated 2. 00. 7. Author and title only. Updated 2. 00. 7. Updated May 2. 00. Author and title for about 1. Hangman's Root by Susan Wittig Albert to Strange Brew by Kathy Hogan Trochek. Compiled Jan. Patrick's Day. Author, title, and webcat link for about 2. Compiled Nov. 2. 00. List compiled. 1. Author, title, summary, and webcat link for. Aunt Dimity's Christmas by Nancy Atherton. A Cold Christmas by Charlene Weir. Author, title, summary for about 2. Christmas, from. A Cat Under the Mistletoe by Lydia Adamson to We Wish You A Merry Murder by. Valerie Wolzien. Compiled Dec. Sept. Updated 2. 00. Patrick's Day, Hanukkah, and New Year's books. Extensive list. Updated May 2. And for two dozen more summaries of Christmas. Holidays Can Be Murder. Charles Public Library, IL). Authors and titles only (no summaries) for about 5. Christmas mysteries, by authors. Corinne Holt Sawyer, Lesley Egan, Janet Evanovich, Mary Higgins Clark. Nero Blanc, and many more. Compiled Dec. Lists author, title, and publication year for about 4. Lydia Adamson's A Cat on Jingle Bell Rock to Kathy H. Trocheck's Midnight Clear. Updated Nov. Updated May 2. Author, title, summary for about 2. Donna Andrews' No Nest for the Wicket to. Denise Swanson's Murder of a Barbie and Ken: A Scumble River Mystery. Author, title, summary for 1. A- H only ?), from Donna Andrews's Crouching Buzzard, Leaping Loon to. Charlaine Harris's Dead to the World. Updated Feb. Author, titles, publication years. Over 2. 5 authors. Mysteries (San Francisco Mystery Bookstore, CA) . If You Like strong female leads, female leads in a lighter or more domestic vein, classic English. Simply lists lots of authors for each category. James; Jonathan Kellerman. Val Mc. Dermid; Diane Mott Davidson; Richard North Patterson; Carol O'Connell. Sara Paretsky; James Patterson; Ellis Peters; Kathy Reichs; Ruth Rendell; John Sandford. Scott Turow; and Minette Walters. If You Like David Baldacci.. Author, title, webcat link, cover image and summary for about 1. James Grippando, Linda Fairstein, Jeffrey Deaver, James Patterson. Lee Child, et al. Most are pet mysteries. The Da Vinci Code by Dan Brown (Hennepin County Library, MN). Perhaps you liked the thorough research and fast pace of The Da Vinci Code or maybe. Author, title, publication year, cover image, summary, and webcat link for about 2. Holy Blood, Holy Grail by Michel Baigent to Barbara Wood's The Prophetess. Tales of history. Portland Public Library, ME). Author, title, summary and webcat link for more than 1. Dan Brown's The Davinci Code. John Case's The Eighth Day to Barbara Wood's The Prophetess. Updated Dec. Brooks, Wake County PL, NC). PDF. Author, title, webcat link, cover image and summary for about 2. Ross King, Raymond Khoury, Ian Caldwell, Umberto Eco, John Case, Lynn Sholes, et al. Author, title, publication year, and summary for about 1. The Assassini by. Thomas Gifford to The Templar Legacy by Steve Berry. Updated Feb. Updated June 2. From John Case's The Genesis Code (mythological, religious aspect). Barbara Wood's The Prophetess (feminine divine, suppression by Catholic Church). Author, title. summary, publisher, ISBN, Amazon link. In title order, from The Amber Room by Steve Berry. The Messianic Legacy by Michael Baigent, Richard Leigh and Henry Lincoln. Richard, Memorial Hall Library, Andover MA). Author, title, and webcat link for 6 similar books, and non- fiction about Secret Societies: Knights Templar and Opus Dei. Cryptology, The Holy Grail, the Louvre, Leonardo da Vinci, the Dead Sea Scrolls, Mary Magdalene, the Cult of. Feminine, Symbols. Updated May 2. 00. Lockhart, Wake County PL, NC). PDF. 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Books featuring a combination of action, adventure, speculative fiction, history, fierce creatures, technology, medicine, and scientific details.'. Some received starred reviews from reviewing journals. Charles Public Library, IL). If you like the Cat Marsala series, you might also like the dozen or so. Compiled Oct. Author, title, webcat link, cover image and summary for about 1. Janis Harrison, LL Washburn, Tamar Myers, Nancy Fairbanks, Sarah Graves, Kerry Greenwood, et al. Funderburk, Wake County PL, NC). Author, title, webcat link, cover image, and summary for about a dozen 'tightly plotted tales with interesting main. Danvers' Bedside Reading: Inspired by. Daphne Du Maurier's Rebecca (Albany PL, NY). Author, title, webcat link for books related to or inspired by Rebecca. Compiled Jan. Monti : A Merry Little Tale of Sex and Violence. If you like Janet. Evanovich.. Lockhart, Wake County PL, NC). PDF. Author, (first) title, webcat link, and brief summary about a dozen similar series and 9 more single titles. Linda Barnes, Susan Sussman, Claire Hamner Matturro, Katy Munger, Sarah Strohmeyer, Marne Davis Kellogg, et al. Gear Guide: What You Need to Make a 1. Yard Shot. The 1,0. Chicks dig it, and there’s no doubt that your buddies at the range stand in awe of any guy that can sit down at the line and send one out that far—and hit. Of course, bench rest shooters and military snipers regularly train at such distance, but most gun guys and hunters don’t fall into either category—I certainly don’t. There’s really just not that many outdoor gun ranges that you can practice at 1,0. I shoot for distance to prepare for hunts that I know will require competency at varying ranges, for general proficiency’s sake and,well, because it’s damn fun. I’ve blown up tannerite at 8. But, before two weeks ago, I could’ve counted on one hand the times I’d pulled the trigger at a target over 1,0. I suspect that’s the case for most readers. When I set out for the NRA Outdoors Long Range Shooting School in Evanston, Wyo., in early June, I intended to push my boundaries, and spend two days learning the science of long range shooting and challenging myself to consistently ping steel out to 1,0. The ultimate goal of the course, which was run by instructor and hunting guide Justin Richins, was to apply that knowledge to the realities of hunting in several real- world scenarios laid out in the high elevation of Wyoming’s mountain terrain. Before the weekend was over I’d achieved my goals, and experienced one of shooting’s most unique classroom sessions. Here’s the list of gear that made me an out- of- the- box 1,0. Not too bad. GALLERY: Gear Guide: What You Need to Make a 1. Yard Shot < h. The Right Rifle < /h. The first thing to understand about your 1,0. A good spotter will increase your chances of hitting tenfold and the latest ballistic technology will fill in the rest of the gaps. The second thing to understand is, of course, minute of angle (MOA). At the very least, you’ve got to have a gun that will shoot MOA (1 inch) groups at 1. Is that the most accurate rifle in the world? Not at all, but it’ll get the job done for less than the cost of a custom bolt gun supped up for going long. Available in several different models at varying price points, Weatherby touts its Vanguard rifles as . I was able to put six of eight shots on target at 1,0. My bench performance at that range was much better. Of course, the rifle could have had an adjustable stock, heavier barrel and other specialized features, but that would certainly require more coin. A good spotter will increase your chances of hitting tenfold and the latest ballistic technology will fill in the rest of the gaps. The second thing to understand is, of course, minute of angle (MOA). At the very least, you’ve got to have a gun that will shoot MOA (1 inch) groups at 1. Is that the most accurate rifle in the world? Not at all, but it’ll get the job done for less than the cost of a custom bolt gun supped up for going long. Available in several different models at varying price points, Weatherby touts its Vanguard rifles as . I was able to put six of eight shots on target at 1,0. My bench performance at that range was much better. Of course, the rifle could have had an adjustable stock, heavier barrel and other specialized features, but that would certainly require more coin. Be sure to understand first and second focal planes and the difference between a mildot reticle and MOA reticle. Both examples have advantages and disadvantages. Traditionally, most shooters were trained on MOA adjustments, but new- age tactical guys are leaning toward the mildots based on the ease of which you can make follow- up shots via custom turrets. Second focal plane scopes—the reticle seems to grow and shrink when you increase or decrease power—are also popular, as they’re easier and cheaper to produce. It’s just up to your preference, but just make sure you use quality mounts, pick a scope that comes with a ballistic calculator app and has the highest magnification possible for your price range. In addition, a large eye relief offers better flexibility, safety and accuracy for adjustments for the precision of long range. We used Swarovski's MOA- based, second focal plane 2. Z6i 3. 0mm scope, which had plenty of field of view for the job. Pair that with their proprietary ballistic calculator app, and our adjustments soon became easy. It’s important your spotter is able to clearly and quickly communicate windage, holdover and any other changes from shot to shot. As instructor Justin Richins told me, “The spotter is essentially making it all work. The shooter is just pulling the trigger.” Obviously, this only goes smoothly when your buddy is using a quality scope. Beyond just great glass, get a spotting scope with plenty of eye relief that is easy to use, has maximum field of view and isn't to bulky.< p>. What I Used: < /strong> With an 8. Swarovski guarantees all the necessities in its ATS line, including rapid target acquisition and a large field of view. All of this came through for our group. My spotter was able to adjust his focus out to pick up wind mirage, which enabled us to dope with ease. The Swarovskis worked so well, I was often able to pick up the bullet trace as it cut the mirage, lobbing toward the target. While these are certainly the best choices for snipers who are shooting at more than just a steel gong, there are plenty of other options that will do the trick for hunters and shooters. If you’re considering hunting big game with a . BMG, you’re probably just bored or overcompensating. Ask yourself how much you’re willing to pay per shot and just how much recoil you can handle—the answer will steer you in the right direction. Make sure your choice has enough bullet weight and velocity to maintain plenty of energy when its hits the target, and doesn’t fall below the subsonic threshold. Game. King bullets feature Sierra's Spitzer Boat Tail shape, ensuring a flat trajectory along with excellent wind resistance and solid energy delivery, but the bullet was not quite as heavy as I would've liked. Still, this is a relatively inexpensive cartridge and is a proven killer for all big game. For a cheap and flexible cartridge option, this did the trick for me. We started with some dry- fire drills before moving to the bench and eventually to positional practice. When we hit the bench, the rifle rest was essential. To hit a target 1. As bench shooting is where you find comfort with your whole setup, don’t skimp on the rest. The Fire Control features a multi- directional control arm that allows the user to continually adjust downrange crosshair alignment, and we consistently made adjustments using one hand with fluid movement— we didn't need to change our shooting positions to make moves. Get the right gear: a wind gauge, weather app for your phone and the proper eye and ear protection. It's the last piece of the puzzle; don't let yourself down on this one. Best of all for our group, XT 4 earmuffs are comfortable and modestly priced. This tool measures wind speed in mph, ft/min and km/h, and can also measure wind chill and temperature in Celsius and Fahrenheit. The Wind Wizard also features a LCD backlight for low- light conditions. He has a litany of long- range harvests to his credit and has coached many clients to one- shot kills at long range. Guiding in areas where long- range shots are a necessity, Richins' knowledge of long- range hunting techniques has made him one of the top guides in the industry. The ultimate goal of the course was to apply that knowledge to the realities of hunting in several real- world scenarios laid out in the high elevation of Wyoming’s mountain terrain. First, an hour- long classroom session, followed by a morning of zeroing and bench rest shooting, and an afternoon of positional practice—prone, kneeling and sitting—out to and including 1,0. I certainly came away appreciating the science of the 1,0. ![]() ![]() We would like to show you a description here but the site won’t allow us. Did Consumers Want Less Debt? Consumer Credit Demand Versus Supply in the Wake of the 2008-2009 Financial Crisis. 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Track your arbitrage bets with Excel The RebelBetting ArbBook is an Excel spreadsheet where you can log your arbitrage bets, keep track of your winnings, the. Morgan Stanley says peer- to- peer loans will soar to $2. Australia by 2. 02. The value of loans made through peer- to- peer lending platforms in Australia will surge to $2. Morgan Stanley predicts - crimping the profits of the big banks and forcing them to speed up investment in new technology. By 2. 02. 0, P2. P lending to Australian consumers will soar to $1. Australia, suggesting the investment in Australian market P2. P leader Society. One by media moguls James Packer and Ryan Stokes in December was well- timed. P2. P lenders, who are increasingly being referred to as . A third P2. P lender, Money. Place, is preparing to launch. Marketlend and UK- based Thin Cats are also in the Australian market offering P2. P loans to small businesses but P2. P SME lending so far has been negligible. Morgan Stanley said in a recent . The investment bank said it understood Society. One had received loan demand over its platform of about $1. Customer acquisition a key challenge Much of the growth in borrower demand at Society. One had been driven by interest rate comparison sites such as Rate. City, and the conversion rate of lending was relatively low, Morgan Stanley said. It highlighted raising awareness and acquiring customers as key challenges, because the big banks already had lock- up deals with consumer- facing companies like Qantas, Woolworths, and Coles. Strategic alliances to acquire customers would become more widespread, the report said. In March, Carsales. Stratton Finance took a combined 2. Rate. Setter Australia. On. Deck, an online lender not using a P2. P model, launched in Australia last month with a 3. MYOB. Morgan Stanley highlighted a series of other risks to its view that P2. P would take off. One was regulatory scrutiny by the Australian Securities and Investments Commission, . It also pointed to the sustainability of the business model through a downturn, a criticism made by Commonwealth Bank of Australia chief executive Ian Narev at The Australian Financial Review's Banking & Wealth Summit last month. The strength of the Australian banking oligopoly might also restrict P2. P growth. However, it added: . Mr Packer said when investing in Society. One in December that . Other investment banks have also highlighted the size of the disruption being faced by Australia's big banks, after customers moving online savaged the media and tourism industries. Last year, Macquarie Group estimated almost 3. P2. P lenders in the long term. In its report, titled Global marketplace lending: Disruptive innovation in financials, Morgan Stanley said there was a strong precedent in Australia for banking disruption, because mortgage brokers had had a material impact on the structure of the mortgage market and the margins that big banks earn on their home loan portfolios. It pointed to an expansion in the margins of big banks' consumer unsecured lending books by more than in any other major product segment since the financial crisis and the lack of innovation in unsecured personal loans. It also said that the move towards comprehensive credit reporting would help P2. P players by allowing them to better assess borrowers' creditworthiness. Global P2. P could hit $US4. The arrival of P2. P is a global dynamic and the report highlighted surging volumes in the US, where P2. P lender origination has doubled every year since 2. US1. 2 billion ($1. US consumer unsecured loan originations. The bank said this could reach 1. P2. P market grow to between $US1. US4. 90 billion by 2. Loan originations were being . This could evolve to a . Research into bank customers had revealed millennials (born after the early 1. Therefore, as incumbents' key customers are getting older, maintaining market share would depend on investing in speed, faster/broader decision- making, and leveraging social media to improve the customer experience, Morgan Stanley observed. In Australia, Morgan Stanley said the profitability of the big banks' backbook reduced the likelihood that they would respond to the P2. P threat by adopting . The high returns and profitability of their in- force portfolio mean that they are more prepared to sacrifice volume than price. Federal Reserve Bank of San Francisco. Until recently, little evidence suggested that the computer revolution of recent decades has had much impact on aggregate economic growth. Analysis at the worker level has found evidence that use of computers is associated with higher wages. Although some research questions whether this finding is solely due to unobserved heterogeneity in worker quality, others point to such results as evidence that the wage premia for skilled workers have increased over time. Adoption of new technologies is associated with higher productivity and higher productivity growth. As in the worker literature, firms adopting computers may simply be more productive firms. Using new data from the 1. Survey of Small Business Finances, I examine the determinants of computer adoption by small, privately- held firms and analyze whether computer use affects profits, sales, labor productivity, or other measures of firm success. I am able to control for many firm characteristics not available in other data sets. I find that computer adoption is more likely by larger firms, by younger firms, by firms whose markets are national or international, and by limited liability firms. Adoption is also more likely by firms founded or inherited by a current owner and by firms whose primary owners are more educated. Firms with more than 5. African Americans or Asians, and, in some specifications, firms with more than 5. Hispanics are less likely to have adopted computers, echoing results for households in the literature. Evidence concerning the link between computer use and firm performance is mixed. Current performance as measured by profits or sales is not associated with current computer use in the full sample. In some specifications, use of computers for specific tasks is associated with higher costs. Estimates of the effects of computer use on costs are larger (in absolute value) when the sample is restricted to manufacturing or wholesale trade firms or to larger small businesses. 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